Savings

The Decline in Household Savings: A Pressing Nationwide Concern

January 24, 2025

Over the past five years, American households have grappled with a significant and urgent decline in their savings, which demands immediate attention.

Reassess and Realign: Setting Financial Goals for the New Year

Savings

December 27, 2024

As the holiday season winds down and the New Year approaches, December 27 is an ideal time to pause, reflect, and realign your financial goals.

The Great Reset: Creating a Post-Holiday Spending Freeze Challenge

Savings

December 27, 2024

As the holiday season winds down, we are left with warm memories—and lighter wallets. From festive gatherings to generous gift-giving, the financial aftermath of December can weigh heavily on our budgets.

From Presents to Payoff: 7 Steps to Tackle Post-Holiday Debt

Savings

December 26, 2024

The holidays bring joy, celebration, and, often, a flurry of spending. But once the festive glow fades, many people, including you, face a less cheerful reality: post-holiday debt. If this sounds familiar, don't worry—you're not alone, and there are practical steps you can take to regain control of your finances

The Financial Legacy of Christmas Traditions: Balancing Nostalgia and Costs

Savings

December 13, 2024

Christmas has always been my favorite time of year. There’s something magical about the twinkle of lights, the smell of fresh-baked cookies, and the sound of carols filling the air.