Setting Up an Annual “Refund Action Plan” in Advance

A tax refund can feel like a bonus, but it’s really just money you paid in taxes that you didn’t need to. Since it’s your own money coming back to you, it’s worth thinking carefully about how you use it.

Recent Blog Posts

FOR MEMPHIS: Good News from Memphis - Good News for Memphis - Good News for Memphis, April 28, 2026

News

April 28, 2026

There’s been lots of good news over the past few weeks, and it’s all exciting. Positive stories about our people and our places. News about what makes Memphis, Memphis.On that note, early voting ends this week, April 30. Your vote is part of the positive Memphis story.

AI Concerns Knock Tech Lower as Oil Adds Inflation Pressure

Personal Investor

April 28, 2026

Stocks ended lower Tuesday as renewed concerns over AI monetization and infrastructure spending weighed on technology shares ahead of a heavy slate of megacap earnings.

Stocks Hold Records as Tech Earnings and Fed Decision Loom

Personal Investor

April 27, 2026

Stocks started the week quietly but constructively, with the S&P 500 and Nasdaq edging to fresh intraday and closing highs as investors looked ahead to a packed stretch of megacap tech earnings and central bank decisions.

Using a Tax Bill as a Prompt to Revisit Withholding and 401(k) Choices

Retirement

April 27, 2026

Getting hit with a bigger tax bill than you expected can be frustrating, but it can also be a helpful wake-up call. Instead of seeing it as just a setback, use it as a reason to check whether your tax payments and retirement contributions still match your current goals.

The Refund and the System: Making a 401(k) Contribution in Memphis

Retirement

April 27, 2026

In the city of Memphis, as in every city across America, the arrival of spring brings with it a customary ritual. For some, it is the azalea blooming in Overton Park, for others, the slow return of heat to the banks of the Mississippi, and for many, it is the arrival of the tax refund—a sum that, for a moment, seems to represent possibility itself.

Record Highs as Tech Strength and US-Iran Talk Hopes Lift Markets

Personal Investor

April 24, 2026

Stocks finished mostly higher Friday, with the S&P 500 and Nasdaq extending their weekly winning streaks and setting fresh records as optimism around potential US-Iran talks helped ease oil-price concerns.