Checking Participation Rates and Deferral Levels: Are Employees Using the Plan?

One of the most valuable benefits an employer can offer is a workplace retirement plan. Yet merely offering a 401(k) plan doesn't necessarily mean employees are taking full advantage of it.

Recent Blog Posts

Reviewing Your 401(k) Investment Menu: Is It Clear, Diversified, and Appropriate for Your Workforce?

Retirement

July 29, 2026

For many employers, the middle of the year is an ideal time to evaluate the health of their 401(k) plan. While much attention is often given to participation rates, matching contributions, and compliance requirements, one area deserves equal consideration: the investment menu.

Broad Market Strength Offsets AI Chip Rout Ahead of Fed and Big Tech Earnings

Personal Investor

July 28, 2026

US equities ended mixed as investors continued rotating out of semiconductor and AI-linked stocks and into more economically sensitive and defensive sectors.

FOR MEMPHIS: Good News From Memphis - Good News For Memphis July 28, 2026

News

July 28, 2026

I know it’s summertime, and many of you have been in and out of town. That’s no reason to stop sharing the good news. In fact, it might be one of the best times to share the good news.

Why This Week Could Move the Markets

Personal Investor

July 27, 2026

The Federal Reserve is meeting, and several of the world's largest technology companies—including Apple, Microsoft, Amazon, and Meta—are reporting earnings. Together, these events may influence interest rate expectations, market sentiment, and investor confidence in the months ahead.

AI Spending Concerns Temper Market Gains as Oil Retreat Eases Inflation Fears

Personal Investor

July 27, 2026

US equities finished mixed as weakness in semiconductor stocks offset broader market strength and a sharp decline in oil prices.

Markets Pause as Earnings Optimism Offsets Tech and Geopolitical Jitters

Personal Investor

July 24, 2026

Stocks finished a volatile week on a mixed note as falling oil prices and strong corporate earnings helped stabilize sentiment after recent market turmoil.