Checking Contribution Timing: Are Employee Deferrals Being Deposited Promptly?

When employees choose to defer part of their pay into your 401(k) plan, they’re trusting that those dollars move from payroll into the plan quickly and consistently.

Recent Blog Posts

Eligibility, Entry Dates, and Compensation Definitions: A Mid Year Check for Business Owners

Retirement

July 21, 2026

For business owners sponsoring a 401(k) plan, three core concepts shape how the plan works every day: who is eligible, when employees enter the plan, and what counts as compensation for contributions and testing.

Inflation Cools, But the Fed Isn't Ready to Call It Over

Personal Investor

July 20, 2026

Inflation just posted its biggest surprise of the year. June's CPI fell 0.4% — the first monthly drop in six years — but don't get too comfortable.

Markets Drift Lower Ahead of Big Tech Earnings as Oil Extends Rally

Personal Investor

July 20, 2026

U.S. stocks started the week on a mixed but softer note as investors balanced the start of a pivotal earnings week against rising geopolitical tensions in the Middle East.

AI Valuation Fears Trigger Chip Selloff Despite Strong Earnings

Personal Investor

July 16, 2026

Stocks pulled back as investors reassessed the sustainability of the AI investment boom, with semiconductor shares leading the decline despite strong results from Taiwan Semiconductor Manufacturing.

FOR MEMPHIS: Good News From Memphis - Good News For Memphis July 14, 2026

News

July 14, 2026

Can you believe we’ve been sharing the good news FOR MEMPHIS for six months now?It’s been incredible to see the growth of the positive FOR MEMPHIS stories. What started as sharing an email with a hundred or so people has now grown into a newsletter with thousands of contacts. As we continue to share the good FOR MEMPHIS news, I challenge each of you to share the newsletter with 100 of your contacts.

Oil Shock Reshapes Market Focus

Personal Investor

July 13, 2026

Markets turned risk-off Monday as escalating tensions between the U.S. and Iran pushed oil prices sharply higher, raising concerns about inflation and the potential for tighter Federal Reserve policy.