Recent Blog Posts

Understanding Duration: How Interest Rate Changes Affect Bond Fund Values

Many 401(k) investors think of bond funds as the “safe” or conservative part of their retirement savings. While they’re generally less volatile than stocks, bond funds don’t always hold steady—they rise and fall in value for several reasons. 

FOR MEMPHIS: Good News From Memphis - Good News For Memphis May 12, 2026

I want to start off the week by sending congratulations out to all the graduates! I know several of our local high schools, as well as our universities, held ceremonies this past weekend.

Comparing Stable Value, Money Market, and Short-Term Bond Options

For many people saving for retirement, the "cash-like" part of a 401(k) plan seems straightforward. 

What Bond Funds Do Inside a 401(k) Portfolio

Bond funds are often called the “safer” side of a 401(k), but that label can be misleading. They don’t eliminate risk or guarantee income. Within a retirement portfolio, bond funds typically provide income, diversify beyond stocks, and help smooth market swings. 

Written Rules Can Help 401(k) Investors Stay Disciplined

Market volatility can make even long-term investors second-guess their 401(k) strategy. One way to reduce emotional decision-making is to write down neutral investment rules in advance, including when to review allocations, when to rebalance, and when a true change in risk may be appropriate.

Resilient Jobs and AI Momentum Push Stocks to Records

Stocks climbed to fresh records as investors leaned into signs that the U.S. economy remains resilient despite higher energy prices, geopolitical uncertainty, and a cautious Federal Reserve. 

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