Annual Returns And Intra-Year Declines

Plan to stay invested:
Losses hurt more than gains feel good. Market lows can result in emotional decision making.  
Taking “control” by selling out of the market after the worst days is likely to result in missing the best days that follow. Investing for the long term in a well-diversified portfolio can result in a better retirement outcome.

S&P intra-year declines vs. calendar year returns Despite average intra-year drops of 14.0%, annual returns were positive in 32 of 42 years.

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